Adventure awaits, and so does your protection! RF&G Insurance offers seamless coverage, ensuring you’re always protected mile after mile on your Mexican adventures.
Understanding Coverage and Limits for Your Mexican Adventure:
Duty and Taxes:
- Unlike Belizean insurance, Mexican coverage does not include import duties and taxes.
- In case of a total loss, your compensation will be based on the vehicle’s duty-free value, not the purchase price you paid in Belize.
- To ensure adequate compensation, avoid insuring your vehicle for the duty-paid amount.
- Click here to learn how to easily determine your vehicle’s duty-free value.
Limits of Liability:
You have options for choosing coverage limits. The website defaults to the minimum, most affordable option:Property Damage: USD 50,000
- Bodily Injury: USD 25,000 per person / USD 50,000 per accident
We strongly recommend choosing higher limits for better protection:
- Property Damage: USD 100,000
- Bodily Injury: USD 100,000 per person / USD 200,000 per accident
This offers maximum medical expense coverage of USD 5,000 per person / USD 25,000 per accident for vehicle occupants.
Important: Passengers are not covered for death or bodily injury under this policy.
Claim Reporting:
- All claims must be reported directly to ANA Seguros and Mexican authorities while your policy is active and you’re still in Mexico.
- Failing to report a claim before leaving Mexico may invalidate your claim and deny coverage by ANA Seguros.