Liability

Belize Liability Insurance

RF&G Liability Insurance has you covered. Accidents happen, and even minor mishaps can lead to expensive lawsuits. Our policy shields you from legal fees, medical expenses, and property damage claims if someone gets hurt or their belongings are damaged while on your property.

Types of Liability Insurance:

Public Liability Insurance

This form of liability insurance covers you against third party claims in your home or business for non-employees. It will also protect you during business operations where you or your employees may cause damage to a person or their property.

Employers Liability Insurance

This liability insurance protects you against any claims that might be brought against you should an employee injure themselves at work due to your negligence, or fall ill due to hazardous working conditions.

Professional Indemnity Insurance

This policy protects you against claims that you have provided incorrect advice or negligent services to a customer.

Scenario 1: Dry Cleaning Disaster

Imagine this: a customer visits your dry cleaners to pick up their favorite outfit. Unfortunately, a loose floorboard they didn’t see causes them to trip and fall. Ouch! Thankfully, you have RF&G Public Liability Insurance. If the customer gets hurt and sued, your insurance will cover legal costs and any compensation awarded.

Scenario 2: Coffee Catastrophe

You’re a freelance IT technician, making a client visit. In a moment of caffeine-fueled fumbling, your coffee cup spills, drenching their expensive computer. Yikes! But fear not, if you have RF&G Public Liability Insurance, it can help cover the cost of repairing or replacing the damaged equipment, saving you from a financial headache.