Boat Owners Insurance

Hit the waves with confidence: Reliable boat insurance from RF&G

For years, RF&G Insurance has been protecting boaters of all kinds, from everyday adventurers to weekend warriors. We offer a full hull coverage option that keeps your vessel safe from a wide range of threats, whether you’re cruising the coast or trailering your boat for a fun getaway.

Rest assured, we’ve got you covered for:

  • Collisions: Accidental bumps with submerged objects, other boats, piers, or docks.
  • Storms: Damage caused by windstorms that can leave your boat battered.
  • Fire and explosions: Unexpected emergencies that can devastate your boat.
  • Vandalism and theft: Malicious mischief and forcible theft are covered.
  • Transport woes: Damage during transport, no matter the distance.
  • Loading and unloading mishaps: Protect your boat while it’s being prepped for fun.

Don’t let unexpected events ruin your time on the water. Get a quote from RF&G Insurance today and navigate with confidence!

We also offer a range of third party liability options designed to protect you from damage caused to others arising from your use of the boat. These options include:

Option 1
$75,000 any one occurrence in all for the period in respect to property damage
$50,000 any one person/$300,000 in all for the period in respect to bodily injury
Option 2
$2,000,000 any one occurrence and in all for the period
$75,000 any one person in respect of bodily injury/illness
$10,000 any one passenger in respect of personal effects
Option 3
$1,000,000 any one occurrence and in all for the annual period
$50,000 any one person in respect of bodily injury/illness
$5,000 any one passenger in respect of personal effects