Belize Property Insurance
Explore a diverse array of insurance solutions at RF&G Insurance crafted to safeguard you from life’s uncertainties. Gain the reassurance of knowing your valuable assets are covered with an RF&G Insurance policy. Whether it’s securing your home or business, trust us to guide you in making the optimal choice. Enjoy the combination of necessary protection and trusted reliability with budget-friendly rates, flexible payment options, and outstanding customer service!
How do I know I’m adequately insured?
Know the “Average Clause”
Your building has a replacement value of $100,000, but you choose to insure only half of that amount, opting for coverage worth $50,000. Now, imagine a hurricane hits, causing significant damage that requires approximately $50,000 in repairs—the exact amount you insured for. Is the coverage sufficient in this case?
Ensure the accuracy of your building’s valuation by obtaining a professional appraisal or survey.
- When assessing the value, consider separate items such as a swimming pool, fence, patio, pier, or any external structures.
- Differentiate between the value of the building and that of its contents.
If uncertain about your building’s adequate insurance coverage, reach out to us or any of our nationwide agents for assistance in ensuring comprehensive protection.