Boat Owners Insurance
RF&G Insurance has been insuring boats of all sizes for many years. Whether your boat is used as a part of your everyday life, or just a part of your weekend enjoyment, it deserves to be protected with an insurance policy that can be counted on. Our full hull coverage option will protect your boat from a variety of perils including:
- Your boat getting stranded or runs into a submerged object
- Damage from a windstorm
- You collide with another vessel, pier or other structure
- Your boat catches fire
- There’s an explosion
- Your boat is the victim of vandalism or malicious mischief
- There’s damage to your boat when it is transported – regardless of distance
- There’s damage from loading or hauling
- Piracy or forcible theft occurs
We also offer a range of third party liability options designed to protect you from damage caused to others arising from your use of the boat. These options include:
Option 1 | $75,000 any one occurrence in all for the period in respect to property damage $50,000 any one person/$300,000 in all for the period in respect to bodily injury |
Option 2 | $2,000,000 any one occurrence and in all for the period $75,000 any one person in respect of bodily injury/illness $10,000 any one passenger in respect of personal effects |
Option 3 | $1,000,000 any one occurrence and in all for the annual period $50,000 any one person in respect of bodily injury/illness $5,000 any one passenger in respect of personal effects |