Commercial

Commercial Vehicle Insurance

Don’t settle for just meeting the legal minimum. RF&G Insurance offers Commercial Motor insurance that goes beyond a simple sticker. Drive with confidence knowing your business is protected in case of accidents. We’ll get you back on the road fast, minimizing downtime and keeping your company running smoothly.

We cover all types of business vehicles, from single trucks to large fleets. Our friendly agents will help you find the right policy to fit your specific needs and budget. Protect your business, visit RF&G Insurance today!

Types of Vehicle Covered by RF&G Commercial Vehicle Insurance:

  • Cars & Trucks
  • Tractors
  • Trailers
  • Golf Carts
  • Motorized Heavy Equipment
  • Crane Trucks

Limits of Liability

Third Party Bodily Injury per person up to

Third Party Bodily Injury per accident up to

Third Party Property Damage per Accident up to

Accidental Damages to own vehicle:

BZ$50,000.00

BZ$200,000.00

BZ$20,000.00

No

Third Party Bodily Injury per person up to
BZ$50,000.00

Third Party Bodily Injury per accident up to
BZ$200,000.00

Third Party Property Damage per Accident up to
BZ$20,000.00

Accidental Damages to own vehicle:
No.

Product
Period of Cover
Third Party Act Only
Annual

Coverage/Period: The legal minimum liability required under the Motor Vehicle Insurance (Third Party Risks) Act.

Limits of Liability

Third Party Bodily Injury per person up to

Third Party Bodily Injury per accident up to

Third Party Property Damage per Accident up to

Accidental Damages to own vehicle:

BZ$1,000,000.00

BZ$1,000,000.00

BZ$250,000.00

No

Third Party Bodily Injury per person up to
BZ$1,000,000.00

Third Party Bodily Injury per accident up to
BZ$1,000,000.00

Third Party Property Damage per Accident up to
BZ$250,000.00

Accidental Damages to own vehicle:
No.

Coverage/Period: Third Party liability for injury to persons and damage to property. This is a yearly policy.

Limits of Liability

Third Party Bodily Injury per person up to

Third Party Bodily Injury per accident up to

Third Party Property Damage per Accident up to

Accidental Damages to own vehicle:

BZ$1,000,000.00

BZ$1,000,000.00

BZ$250,000.00

No

Third Party Bodily Injury per person up to
BZ$1,000,000.00

Third Party Bodily Injury per accident up to
BZ$1,000,000.00

Third Party Property Damage per Accident up to
BZ$250,000.00

Accidental Damages to own vehicle:
No.

Product
Accidental DamageCover
Third Party Fire & Theft
For Fire & Theft Only
Comprehensive Only
Loss or damage to the Insured vehicle by accident, theft and fire. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year)
Comprehensive & Hurricane
Loss or damage to the Insured vehicle by accident, theft, fire, hurricane, flood or windstorm. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year)

Coverage/Period: Policies available on an annual basis.

Limits of Liability

Third Party Bodily Injury per person up to

Third Party Bodily Injury per accident up to

Third Party Property Damage per Accident up to

Accidental Damages to own vehicle:

BZ$50,000.00

BZ$200,000.00

BZ$20,000.00

No

Third Party Bodily Injury per person up to
BZ$50,000.00

Third Party Bodily Injury per accident up to
BZ$200,000.00

Third Party Property Damage per Accident up to
BZ$20,000.00

Accidental Damages to own vehicle:
No.

Product
Period of Cover
Third Party Act Only
Annual

Coverage/Period: The legal minimum liability required under the Motor Vehicle Insurance (Third Party Risks) Act.