Every day since 1963, the employees of today’s RF&G and all of their predecessors have been serving people and businesses across Belize, helping to protect their property and futures.
The company is a wholly owned subsidiary of G.A. Roe and Sons Ltd, whose diverse commercial interests in Belize make up the Roe Group of Companies. RF&G Insurance hold over 50 per cent of the general insurance market share in Belize.
RF&G is committed to the improvement of the Insurance Industry of Belize, and has chosen to invest in a highly sophisticated insurance underwriting software, which has allowed us to become more efficient and provide our clients with quality service.
In order to achieve an exceptional level of service, the company has an ongoing commitment to:
- maintain the highest standards of integrity
- employ, educate and develop capable staff who are committed to excellence
- create relevant products for clients to meet their ever changing lifestyles
To be a leading “world class” insurer in Belize, satisfying the ever changing needs of our customers with integrity and innovation, providing continuity for clients, shareholders, employees and the community.
To provide Secure and Competitive insurance products adapted to the needs of our customers, making use of the latest technology whilst delivering a professional, efficient and personalized service based on a strong financial and ethical foundation.
Board of Directors
CHRISTOPHER ROE, Chairman
MICHAEL JONES, Non-Executive Director
GUY HOWISON, Managing Director
JOYCE PERDOMO, Underwriting Director
ANDREW MARSHALLECK, Non-Executive Director
ANDREW LEVY, Non-Executive Director
Key Technical Personnel
CHRISTOPHER ROE (Chairman)
GUY HOWISON (Managing Director)
Associate of the Chartered Insurance Institute (UK) & Chartered Insurer
JOYCE PERDOMO (Underwriting Director)
ANDREW ROE (General Manager)
MSc (Risk Management & Insurance), Cert ClI
Underwriting & Technical Team Leaders
MELISSA GALLEGO (Underwriting Manager)
Caribbean Certified Insurance Professional (CCIP) & Bsc Business Administration.
STEPHEN SWIFT (Underwriting Manager – Retail)
CAROL HAUGHTON (Asst. Underwriting Manager)
Associate of the Chartered Insurance Institute (UK) & Bsc Chemistry & Botany
TONI CHANONA BRADLEY (Operations Manager)
Claims Team Leaders
RF&G Insurance has a prudent and conservative reinsurance programme in place with Lloyd’s of London and leading international reinsurers, all of whom hold a minimum A rating from leading financial credit rating agencies. RF&G is a member of the Organization of Insurance Companies in Belize (ORINCO), Insurance Institute of Belize (IIBZ), the Insurance Association of the Caribbean (IAC) & Belize Chamber of Commerce.