Your trusted partner in protection, every step of life’s journey.
mile-after-mile
Third party motor vehicle insurance
This coverage addresses damages or injuries that may occur to another person’s vehicle, property, or individual during an accident; however, it does not extend to your own vehicle or personal injuries. It functions as a safeguard for others when you are deemed at fault, and it is mandated by law for legal driving.
Comprehensive motor vehicle insurance
This coverage provides comprehensive protection, addressing not only damages inflicted on others’ property or vehicles but also those sustained by your own vehicle. This encompasses incidents such as accidents, theft, fire, vandalism, and even natural calamities like floods or hurricanes.
Homeowners Insurance
Homeowners insurance safeguards your property and possessions against potential damage or loss due to events such as fire, theft, severe weather, or unintentional incidents. It also provides coverage for legal expenses in the event of injuries occurring on your premises. Investing in this insurance is a prudent measure to protect your most significant asset—your home.
Renters Insurance
Enhance the security of your valuable assets with RF&G Renters Insurance, designed specifically to be a safety net for tenants in all situations.
Our comprehensive policies offer extensive coverage for unexpected incidents such as theft, fire, and a range of various other perils, along with robust liability protection in case of injuries or property damage. This makes our insurance a cost-effective and essential safeguard for every tenant, ensuring that you can live in your rented home without worry.
Liability Insurance
RF&G Liability Insurance offers extensive protection against financial losses that may be incurred as a result of injuries to individuals or damage to their property stemming from your various business operations or activities. This comprehensive coverage not only encompasses legal fees and medical expenses but also includes compensation for damages, thereby providing robust security against unforeseen claims and lawsuits that may arise within Belize.
Marine Insurance
RF&G Marine Insurance offers an extensive range of comprehensive coverage options tailored specifically for your vessel, protecting it against a variety of potential risks and unexpected events. This includes natural calamities such as storms, as well as accidents like collisions, fire, theft, and vandalism. Furthermore, our coverage also encompasses all aspects of transport logistics, including the loading and unloading activities, ensuring that your investment is safeguarded throughout its journey.
HOW TO FILE A CLAIM
The process is easy!
Property Claim
- Give prompt notice to us or our agent.
- Protect your property from further damage. If repairs to the property are required, you must:
- Make reasonable and necessary repairs to protect the property.
- Keep an accurate record of repair expenses.
- Take photograph of damages if possible.
- Prepare an inventory of damaged personal effects/contents showing the quantity, description, value and amount loss.
Auto Accident Claim
- Immediately call an ambulance if anyone is hurt!
- Report all motor vehicle accidents to the Police.
- Take photos of the scene of the accident and the vehicles involved.
- Note the other drivers name, driver’s license number and telephone number, as well as insurance information.
- Contact your Insurer as soon as possible to report the accident.
- Be sure not to give or accept any monetary settlements at the scene of the accident.
contact our Team!
When you can safely report your claim, submit online or download and send in a completed claim form and forward via the information below. For all non-motor or non-property claims, please contact us:
- claims@rfginsurancebelize.com
- Telephone: 223-5734 / WhatsApp: +501 670-8700
- Or visit your nearest open RF&G Insurance Office
In times of crisis, we stand by thousands
making difficult moments
easier to navigate.
Our team is here to make difficult situations more manageable, providing guidance and practical solutions so you can focus on what matters most.
About RF&G
RF&G is committed to the improvement of the Insurance Industry of Belize, and has chosen to invest in a highly sophisticated operating system, which has allowed us to become more efficient and provide our clients with the best service in the industry.
Our Vision is to be a leading “world class” insurer in Belize, satisfying the ever changing needs of our customers with integrity and innovation, providing continuity for clients, shareholders, employees and the community.