Do I need Comprehensive or Third Party Insurance?
will cover damages caused to your vehicle in the event of an accident (regardless of who’s at fault) as well as damages to other persons if you are found to be at fault. In order to insure a vehicle comprehensively, RF&G Insurance requires that the vehicle be less than seven years old. With a Comprehensive Insurance Policy from RF&G Insurance, you are also entitled to one replacement windshield every policy period, which will not affect your No Claims Discount.
Third Party Liability insurance
covers you against damage to other persons in the event of an accident. Our products covering Third Party liability start as low as $34 for a Blue Note Policy covering the legal requirement under the Insurance Act, to our Million Dollar Policy, which provides cover for up to $1 Million for bodily injury and $250,000 for property damage.
Types of vehicle covered by RF&G Private Vehicle Insurance:
- Cars & Trucks
- Golf Carts
- Motorized Heavy Equipment