About Us

Every day since 1963, the employees of today's RF&G and all of their predecessors have been serving people and businesses across Belize, helping to protect their property and futures.


The company is a wholly owned subsidiary of G.A. Roe and Sons Ltd, whose diverse commercial interests in Belize make up the Roe Group of Companies. Annual Premium Income for RF&G Insurance is some 40 Million Belize dollars and represents a market share of over 50%.


Operations

RF&G is committed to the improvement of the Insurance Industry of Belize, and has chosen to invest in a highly sophisticated insurance underwriting software, which has allowed us to become more efficient and provide our clients with quality service.


In order to achieve an exceptional level of service, the company has an ongoing commitment to:

  • maintain the highest standards of integrity
  • employ, educate and develop capable staff who are committed to excellence
  • create relevant products for clients to meet their ever changing lifestyles

Our Vision

To be a leading "world class" insurer in Belize, satisfying the ever changing needs of our customers with integrity and innovation, providing continuity for clients, shareholders, employees and the community.


Our Mission

To provide Secure and Competitive insurance products adapted to the needs of our customers, making use of the latest technology whilst delivering a professional, efficient and personalized service based on a strong financial and ethical foundation.


Board of Directors

CHRISTOPHER ROE, Chairman

MICHAEL JONES, Non-Executive Director

GUY HOWISON, Managing Director

JOYCE PERDOMO, Underwriting Director

ANDREW MARSHALLECK (Non-Executive Director)

ANDREW LEVY (Non-Executive Director)


Key Technical Personnel

Executive Directors


CHRISTOPHER ROE (Chairman)

GUY HOWISON (Managing Director)
Associate of the Chartered Insurance Institute (UK) & Chartered Insurer

JOYCE PERDOMO (Underwriting Director)
Cert. CII

Underwriting & Technical Team Leaders


MELISSA GALLEGO (Underwriting Manager)
Caribbean Certified Insurance Professional (CCIP) & Bsc Business Administration.

CAROL HAUGHTON (Asst. Underwriting Manager)
Associate of the Chartered Insurance Institute (UK) & Bsc Chemistry & Botany

ANDREW ROE (Operations Manager)
Bsc (Specialisation Financial Management), Cert Cll.


Claims Team Leaders


ELDON LOGAN
Cert. Cll and Caribbean Certificate of Insurance Practice

 

Affiliations

RF&G Insurance has a prudent and conservative reinsurance programme in place with Lloyd's of London and leading international reinsurers, all of whom hold a minimum A rating from leading financial credit rating agencies. RF&G is a member of the Organization of Insurance Companies in Belize (ORINCO), Insurance Institute of Belize (IIBZ), the Insurance Association of the Caribbean (IAC) & Belize Chamber of Commerce.

Lloyd's of London Organization of Insurance Companies in Belize Insurance Institute of Belize Insurance Association of the Caribbean Belize Chamber of Commerce