Commercial Vehicle Insurance

At RF&G Insurance, a Commercial Motor insurance policy is more than a sticker that keeps you legal on the road. It is assurance that your business is protected against accidents. It is a promise that we will get you back on the road and keep your company moving in a time of disaster. Chances are that if you have a motor vehicle you use for business, we have an insurance policy to cover it. Whether you operate a "One Man and a Truck" business, or a large fleet of vehicles, RF&G Insurance will help you decide what product best suits your needs and budget. Our premiums on Commercial Vehicle insurance start as low as $39, so visit our office or an agent to find the right policy to protect your company's assets.

Types of vehicle covered by RF&G Commercial Vehicle Insurance:

  • Cars & Trucks
  • Tractors
  • Trailers
  • Golf Carts
  • Motorized Heavy Equipment
  • Cranes

 

Third Party "Act Only"
Third Party "Super Act"
Third Party Only "Million Dollar"
Accidental Damage & Liability

Limits of Liability

Third Party Bodily Injury per person up to   BZ$50,000.00
Third Party Bodily Injury per accident up to   BZ$200,000.00
Third Party Property Damage per Accident up to   BZ$20,000.00
Accidental Damages to own vehicle:   No

Product Period of Cover
Commercial Express Eco 1 month
Taxi Express Eco 1 month
Commercial Express 3 months with a 9 month optional extension available
Taxi Express 3 months with a 9 month optional extension available
Third Party Act Only Annual

Coverage/Period: The legal minimum liability required under the Motor Vehicle Insurance (Third Party Risks) Act.

Limits of Liability

Third Party Bodily Injury per person up to   BZ$50,000.00
Third Party Bodily Injury per accident up to   BZ$200,000.00
Third Party Property Damage per Accident up to   BZ$100,000.00
Accidental Damages to own vehicle:   No

Coverage/Period: Provides the same cover as described for “Act Only” except the Property Damage Limit is increased. This is a yearly policy.

Limits of Liability

Third Party Bodily Injury per person up to   BZ$1,000,000.00
Third Party Bodily Injury per accident up to   BZ$1,000,000.00
Third Party Property Damage per Accident up to   BZ$250,000.00
Accidental Damages to own vehicle:   No

Coverage/Period: Third Party liability for injury to persons and damage to property. This is a yearly policy.

Limits of Liability

Third Party Bodily Injury per person up to   BZ$1,000,000.00
Third Party Bodily Injury per accident up to   BZ$1,000,000.00
Third Party Property Damage per Accident up to   BZ$250,000.00
Accidental Damages to own vehicle:   No

Product Accidental Damage Cover
Third Party Fire & Theft For Fire & Theft Only
Comprehensive Only Loss or damage to the Insured vehicle by accident, theft and fire. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year)
Comprehensive & Hurricane Loss or damage to the Insured vehicle by accident, theft, fire, hurricane, flood or windstorm. Also includes glass breakage replacement with no deductible and no loss of discount (One per policy year)


Coverage/Period:
Policies available on an annual basis